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About Us

Who We Are

Real Integrated Benefits Scheme (RIBS) is Nigeria’s first-ever comprehensive social welfare and economic empowerment platform designed for both citizens and visitors. Inspired by the protective role of the human rib cage, RIBS exists to support, strengthen, and empower individuals across essential areas of life.

RIBS is not a lottery, gamble, or freebie. It is a registered, structured, and private-sector–driven program incorporated under the Corporate Affairs Commission (CAC). Its benefits are sustainable, world-class, and accessible in perpetuity for active subscribers.

Our Mission

To deliver a reliable, sustainable, and inclusive welfare system that empowers Nigerians through economic opportunities, social benefits, and support structures designed to improve quality of life.

Our Vision

To become Nigeria’s leading and most trusted welfare and empowerment platform accessible to all—regardless of age, background, or social status.

RIBS Ownership & Partnership

RIBS is a flagship initiative of Integrated Benefits Limited (IBL) —an indigenous organization focused on social welfare, economic empowerment, and community advancement.

To ensure excellent service delivery, IBL partners with:

  • Renowned Health Management Organizations (HMOs)
  • Insurance Brokers
  • Financial Institutions
  • ICT Companies
  • Content Providers
  • Organized associations, unions, and groups

Leveraging Nigeria’s extensive GSM and internet coverage, RIBS uses telecom/ICT platforms to reach 60–80% of Nigeria’s 232+ million population.

Why RIBS?

Nigeria faces major socio-economic challenges, including unemployment, school dropouts, poor healthcare, inadequate housing, low income security, and lack of social welfare structures.

RIBS addresses these gaps by providing practical, life-changing support for Nigerians aged 18–59, as well as students, workers, entrepreneurs, artisans, and retirees.

Benefits can be accessed while a subscriber is:

  • In employment
  • In school
  • Healthy
  • Retired
  • Or facing temporary life challenges

RIBS provides a dependable platform for empowerment, stability, and long-term welfare.

About RIBS.

Real Integrated Benefits Scheme (RIBS) is Nigeria's first ever social welfare benefit and economic empowerment sustainable product targeted at the entire population of Nigeria as well as visitors in the country

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2nd Floor, No. 13 Ojike Street Off Azikiwe Road, Umuahia, Abia State, Nigeria.

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